A copy of your driver’s license or legal identification; a copy of your social security card; a copy of your last two (2) years federal and state income tax returns; copies of all checking and savings accounts for one (1) year; at least three (3) months of payroll or income verification; up to date credit […]

It is case by case. However, in many times, if you are considering filing for bankruptcy, your credit may already be bad. Bankruptcy in general will not make things worse. However, it will show on your credit record for 10 years. However, since the bankruptcy wipes out your debt, you are much more likely to […]

There are some exceptions that will not normally be wiped out and that can include money in domestic relation cases, such as child support, alimony, separate support fines and some taxes. Importantly, debt that you do not list in your bankruptcy petition loans that you knowingly gave false information to a creditor for; if they […]

You can. A lot of people believe that they can’t own anything for a period of time after filing for the bankruptcy, but that is not accurate. The exempt property that is discussed in another blog and it can go over is something that you keep. You can keep pretty much anything after the bankruptcy […]

You cannot receive a discharge in a Chapter 7 case; if you received a discharge under Chapter 7 case filed in the last 8 years; or a Chapter 13 Bankruptcy case filed in the last 6 years. You cannot receive a discharge in a Chapter 13 case, if you have received a discharge under a […]

Adoptions are a fairly complicated matter and people generally need to retain a lawyer to assist with the adoption process. Massachusetts is an “Agency State”, which means that a private adoption is not typically allowed. Either the Department of Children and Families (DCF) or another licensed agency needs to be involved and approve the adoption: […]

You can look under the Federal Judiciary that provides public access to the bankruptcy court documents for something that is called a “Public Access to Court Electronic Records” or “Pacer”, which you can go on line and it is an electronic public access service.

Bankruptcy is a federal law, the idea is to give an honest, but unfortunate debtor a fresh start. What can happen under a Chapter 7 Bankruptcy, is a person either gets released from the dischargeable debts; or they are able to reduce their debts to a manageable level and maintain a payment plan for a […]