In Massachusetts DCF is called the Department of Children and Families. It used to be called the Department of Social Services or DSS, and it is a state agency that has an obligation to protect children and troubled families. DCF is obligated to investigate reports where a child might be at risk of neglect or […]

A lot of the times bicyclists suffer significant injuries and many times they are caused by inattentive motorist. There is a lot that you can do to protect yourselves from harm, but financially you can two things; including getting under insured and noninsured motorist coverage and also have medical payments coverage. It can be covered […]

The idea of a Prenuptial Agreement or (“Prenup”) is to give you the freedom to contract with your soon to be spouse about what the marital rights will be upon either death or divorce; rather than to rely on what the statutory scheme is for marital rights. A lot of what it deals with, is […]

There is a lot of different options where there can be an adoption, and where a child can become free for an adoption if the parents both sign a Voluntary Adoption Surrender’s or if Department of Children and Families (DCF) has petitioned the Court to terminate the parents right to consent to their child’s adoption. […]

A copy of your driver’s license or legal identification; a copy of your social security card; a copy of your last two (2) years federal and state income tax returns; copies of all checking and savings accounts for one (1) year; at least three (3) months of payroll or income verification; up to date credit […]

It is case by case. However, in many times, if you are considering filing for bankruptcy, your credit may already be bad. Bankruptcy in general will not make things worse. However, it will show on your credit record for 10 years. However, since the bankruptcy wipes out your debt, you are much more likely to […]

There are some exceptions that will not normally be wiped out and that can include money in domestic relation cases, such as child support, alimony, separate support fines and some taxes. Importantly, debt that you do not list in your bankruptcy petition loans that you knowingly gave false information to a creditor for; if they […]

You can. A lot of people believe that they can’t own anything for a period of time after filing for the bankruptcy, but that is not accurate. The exempt property that is discussed in another blog and it can go over is something that you keep. You can keep pretty much anything after the bankruptcy […]