The costs of insurance can be prohibitive and is a very important factor in may divorces both for the spouse and children. For the spouse and children most issues are similar:
1. The policy effect
2. What is the obligation of the coverage
3. The duration of that obligation
4. what happens if policy changes
5. Who pays the premium and co-pays
6. Who pays uninsured eg braces, medication etc
7. Loss of coverage or change
8. Who approves treatment
For spouse
9 Cobra costs
10 remarriage of either spouse
11. Child is emancipated